See our list of different coverages that go into a package!
Don’t see what you need insured on our list? Give us a call.
*24-hour roadside and lakeside assistance for both boats and the vehicles they are towed with can be purchased.
Your personal auto insurance does not cover you to use your vehicle for commercial purposes such as ride-sharing, pizza delivery, newspaper delivery and more. You can purchase commercial auto insurance to cover these instances.
Read Our Blog Post on Ride-Sharing Coverage
Both of these are physical damage coverage and subject to a deductible. Comprehensive covers vandalism, deer hits, hail damage, etc. Collision covers when you hit a vehicle, back into a pole, etc.
GAP coverage is for the difference between your loan and the depreciated value of your vehicle. You can typically get this through your insurance carrier or your financial institute. You do need to ask what the coverage differences would be between the two.
It depends upon your current coverage, who is renting the vehicle, who is driving it and where it is being driven. Call to discuss as this varies by company.
Replacement cost coverage may be available on your new car. Please call or contact us to discuss.
The auto Med Pay coverage protects you if you’re in a covered accident. This also covers any passengers in your vehicle.
This is unique to every situation and individual. Truly depends on financial situation of individual, value of car, etc.
Typically when they get their driver’s license.
You can request this from us several different ways. You can call us during business hours, use the Contact Us form on our website or e-mail firstname.lastname@example.org. Let us know how you wish to receive it and we will get it out to you.
These are referring to personal auto liability and physical damage coverages . The following are liability: BI = Body Injury, PD = Property Damage, MP = Medical Payments, UM = Uninsured Motorist, UIM = Underinsured Motorist. Physical Damage coverages are: COMP = Comprehensive coverage, COLL = Collision coverage.
Contact us to discuss the specifics. This may involve additional endorsements or even maybe some discounts.
We do have a referral bonus program. If you refer someone to our agency and we write their insurance, you receive a gift card, pen or other item. You are also entered in our quarterly referral drawing to win a $50 gas card!
Call your agent at our office. If you are calling after hours and have a claim emergency, you will be given an after-hours emergency claim phone number to call.
At abel insurance – your policy does!
There really isn’t a set age. This is an item of discussion with your agent.
Some companies may raise your rate depending upon the amount of damages.
We report the claim to the carrier after notification from you. A representative from your insurance company should be in contact with you in 24 to 48 business hours. If not, please contact us. During this time you should start determining what your damage is or value of any damaged property. Stay in touch with us if you have any questions.
Use this Teen Driving Contract to go over the rules of the road and go over consequences.
Download our Teen Driving Contract
According to the NHTSA, 1 in 3 people are invovled in a car accident at some point in their lives. Do you know what to do? Having the right plan will make all of the difference and could save you money and time down the road.
Keeping our free guide handy will help you know what do if you get into an automobile accident.
“The response to my claim was exceptional. Payment was made even before the repairs were completed.”