Typically, a commercial umbrella liability policy is a part of a commercial auto policy, general liability policy, or commercial property insurance policy.
There are some situations, such as libel and slander, that a standard policy does not cover. An umbrella liability policy enables people to protect themselves against catastrophic lawsuits in such situations. Umbrella policies are designed to cover large, infrequent losses.
To provide an additional layer of liability when your auto and home liability limits have been exhausted. Umbrella policies normally start at $1 Million in coverage and can be as little as $150/year.
We do have a referral bonus program. If you refer someone to our agency and we write their insurance, you receive a gift card, pen or other item. You are also entered in our quarterly referral drawing to win a $50 gas card!
Call your agent at our office. If you are calling after hours and have a claim emergency, you will be given an after-hours emergency claim phone number to call.
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